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Wednesday 14 March 2012

Handy Hints for Saving Money

By Derrick N. Hansen


If you are open to creating new habits for yourself, saving money is absolutely possible. Very often, we spend money thoughtlessly and don't even consider if we really need something or not. It will be easier to control your spending habits if you stop to think about what you are spending and why you are spending it. Keep reading to learn a few things that will not only help you save money but will help you learn how to identify new ways to save as well.

If you eat lunch out most of the time, you can save a surprising amount of money by making your own and bringing it to work. Making your own sandwiches or taking in leftovers from last night's dinner will help you spend quite a lot less money--even if you were eating at only the cheapest delis and restaurants. Healthy eating is easier as well when you make your own lunches since most take out has extra calories and lots of fat and salt. If your schedule is tight, eating out will make that problem worse. Making lunch for yourself is an easy way to save money, and over the weeks and months this can turn into quite a few dollars. And its one of the ways to turn into a Secret Millionaire.

Learn to shop strategically rather than at the last minute. For example: the worst time to buy holiday gifts is just before the holidays. It's better to wait until after the holidays because that is when everything goes on sale.

This helps you stay fresh, avoid the feeling of ""needing"" to buy and you can avoid the crowds. Similarly, it is better to wait to buy summer and winter clothing until after the season is over when the items are less expensive. It is better to plan ahead and buy things when they are cheap, no matter if they are for yourself or if they are for gifts. Stores always charge the most for products when everyone wants them, so if you plan ahead when things are on sale, you get the same items for a lot less.

If you use cable TV think about canceling it and looking for alternatives. There are lots of people who waste lots of money on cable channels that are rarely watched. Money can be saved by renting DVDs or watching television online. The internet can be a great place for television as well. You can find plenty of free online videos now. You may also find better uses for your time than watching television. Turning off your cable television can save you hundreds and hundreds of dollars each year.

You can save lots of money--that is obvious. While each tip alone may not seem like that much, when you use them together these tips can be quite helpful in saving you significant amounts of money. All of the tips in this article can be used to save money every day. If you keep at it for a while you'll be amazed at how much you can save.




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